【バークレイズ証券】Credit Officer VP
仕事内容
https://search.jobs.barclays/job/tokyo/credit-officer-vp/13015/97821682544
Barclays is required by law to confirm that you have the Legal Right to Work in any role that you apply for. If you currently hold a work visa sponsored by Barclays, or you would require sponsorship from Barclays, you must declare this as part of your application. Sponsored visas are role and entity specific, and any changes must be reviewed. It is important that you ensure you are working on the correct visa at all times. Failure to accurately disclose your visa status or Legal Right to Work may result in your application or any employment offer being withdrawn at any time.
Purpose of the role
To assess and approve/decline credit applications based on established credit policies, risk appetite, and regulatory requirement and analysing financial information, evaluating creditworthiness, and recommending credit terms and conditions to ensure responsible lending practices.
Accountabilities
Analysis of lending applications, financial statements, credit reports, and other relevant documents to assess the borrower's creditworthiness and repayment capacity.
Monitoring the performance of approved lending , identifying potential risks and early warning signs of delinquency.
Evaluation of the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.
Provision of independent credit decisions on lending applications, adhering to established credit policies, risk parameters, and regulatory requirements.
Development and implementation of appropriate course of action for troubled lending , including workout plans, restructuring, or collections.
応募資格(必須経験など)
Step into the role as a Credit Risk Vice President, where you will be responsible for assessing and approving credit transactions in line with the bank’s risk appetite, credit policies and regulatory requirements. Working closely with Front Office, Risk and other stakeholders, you will provide independent credit decisions, oversee portfolio risks and support responsible lending practices across the business.
• Current or previous experience in a credit risk management role and exercising credit approval authority or making credit decisions.
• Strong knowledge of the Japanese political and economic environment and its impact on the Japanese financial sector, combined with an understanding of investment banking products, including loans, securities financing transactions, and derivatives.
• Strong verbal and written communication skills in English are essential, along with native-level proficiency in Japanese. This role will be based in our Tokyo office.
• Strong team player with the ability to perform effectively under pressure and manage urgent transactions within tight deadlines.
• Ability to analyse and interpret financial statements, supported by strong numerical and analytical skills, as well as the ability to perform quantitative and statistical analysis to assess and quantify risks.
• Ability to review and negotiate legal documentation, including ISDA, CSA, JSDA, and other related agreements.
• Ability to utilise multiple data and information sources to analyse complex issues, exercise sound judgement, and present practical solutions while balancing risk management requirements with the firm's overall business objectives.